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Mastering Loan Portfolio Performance Reviews: The Blooma Way - Blooma

Written by LindsayCurry07 | Nov 27, 2024 12:04:32 AM

Hi Painful,

Navigating the labyrinth of CRE portfolio data can be a frustrating ordeal, especially in an era where instant access to information is the norm. Implementing tech is an obvious choice, but not always easy to get up and running. Blooma’s Portfolio Intelligence suite is designed to solve for both issues. 

Portfolio Intelligence offers instantaneous insights into portfolio performance, stress testing, and access to up-to-date market data. Document reading capabilities ensure swift analysis of property and borrower financials, and our dynamic deal scoring keeps you on top of your portfolio’s pulse. It all begins with effortlessly integrating your portfolio into the Blooma system. Sounds like a game-changer for your company, doesn’t it?

Keep reading to learn more (and to find out how you can start optimizing your CRE operations today).

Juggling numerous loans for analysis can feel like a Herculean task. Making this digestible for decision-makers adds another layer of complexity. The struggle is real, and it’s time-consuming. In an age where information is at our fingertips, one would assume understanding CRE portfolio data should be a breeze.

However, the financial sector, particularly commercial real estate, has been slow to embrace technological evolution. This lag, attributed to security concerns, institutional inertia, and the “if it ain’t broke, don’t fix it” mentality, has made streamlining processes, especially in Portfolio Monitoring, a painful endeavor.

CRE loan origination is:

  • Costly (Built-in Expenses)
  • Time-Consuming (Inefficient Processes)
  • Manual (Labor-Intensive)
  • Fragmented (Diverse Systems & Tools)
💡 See the difference Blooma can make <>

Blooma can help smooth over all of these friction points in the process, making it simpler than ever to get to the information you need to make critical decisions about your CRE portfolio. 

Portfolio Intelligence by Blooma

Portfolio Intelligence, a blend of AI, data, and automation, emerges as the answer to modernizing conventional portfolio management. Tailored to tackle challenges faced by CRE operators, it optimizes existing processes and minimizes risk.

→ What is it?

Blooma’s Portfolio Intelligence suite automates critical activities while providing dashboards for real-time analysis based on the latest market data and third-party financials.

As a modern CRE lender, staying abreast of market fluctuations is imperative. Blooma offers holistic views and quick insights, enabling you to identify non-performing loans effortlessly.

Dynamic dashboards consolidate months of data aggregation into immediate insights. Thanks to Blooma’s automation, less time is spent gathering information, allowing you to focus on analysis and risk mitigation.

Here’s how you can harness the power of Blooma at every stage of the loan lifecycle:

Analyze Your Portfolio

  • Portfolio monitoring
  • Stress testing
  • Dashboards
  • Business Intelligence
  • Prescriptive Insights
  • Portfolio Alerts

Monitor Your Deals

  • AI-document Processing
  • Personalized Deal Scoring
  • Valuation Modeling
  • Third-party Property and Location Data
  • Comparables Data Aggregation
  • Borrower Analysis
  • Financials Analysis
  • Stress Testing

Explore Blooma’s Portfolio Intelligence:

Blooma’s portfolio intelligence is a game-changer for lenders seeking detailed insights. This comprehensive platform allows easy monitoring, loan performance analysis, risk identification, and quick, informed decisions.

Enhance traditional portfolio management with Blooma’s monitoring solutions, featuring:

  • Real-time updates: Keep deal scores up to date based on real-time data collection for continuous monitoring.
  • Deal stress testing: Identify heightened risk areas by adjusting various factors and analyzing their effects on DSCR, Debt Yield, and LTV.
  • Borrower/Sponsor/Guarantor financial analysis: Automated parsing and spreading of financial documents streamline the understanding of individual cash flow and provide a global view of a deal’s financials.

Empower better decision-making on your loan portfolio with Blooma’s monitoring software. Automate manual tasks, and dive into intuitive dashboards and visual analytics tools so you can make informed decisions confidently.

Say goodbye to the solo struggle. Let Blooma be your new ally. 

Download The Guide

A Guide to Modern CRE Portfolio Management

Understand and master new techniques of portfolio management for CRE lending

Meet Rachel.

Rachel Gammons started her career as an underwriting analyst at Greystone, eventually taking the lead as an Underwriter for their agency lending platform. Today, she is a Client Engagement Director at Blooma and helps users solve for business challenges in real time.